If you have a Flexible Spending Account (FSA), you’ve already taken the smart step of setting aside pre-tax dollars for medical expenses. But here’s the catch… those funds won’t be around forever. Many FSA plans follow a “use it or lose it” policy, which means unused funds vanish once the plan ends.
Now is the perfect time to put those dollars to work for your smile.
FSA 101: What You Need to Know
An FSA is an employer-sponsored program that allows you to use pre-tax income for out-of-pocket healthcare expenses. But there’s a deadline, and once it passes, any leftover funds may be forfeited.
While some plans offer a short grace period or let you roll over a small amount, it’s best to spend your funds before the clock runs out.
Orthodontic Care Qualifies
One of the most overlooked ways to use FSA dollars is on orthodontic treatment. From metal braces to clear aligners, many parts of your care are considered eligible expenses.
You may be able to apply your FSA toward:
• Starting new treatment
• Paying off existing balances
• Retainers and replacement appliances
• Emergency repairs
We’re happy to confirm if your plan covers what you have in mind—just give us a call or stop by.
Why You Shouldn’t Wait
If you’ve been thinking about orthodontic care, this is a great time to take the leap. Your FSA funds can help reduce your upfront costs and make treatment more affordable. Waiting too long could mean missing out on money you’ve already saved.
Let’s Help You Maximize Every Dollar
At Carmel Valley Orthodontics, we’re here to help you understand your benefits, make the most of your FSA, and start treatment on the right foot. Whether you’re just exploring options or ready to get started, we’ll guide you through it step by step. Don’t let your FSA dollars expire.
Questions about how it works? We’re just a phone call away.